Ratko Hajder

Ratko Hajder has more than 15 years of working experience, from which 12 years are in banking.

After graduating from the Faculty of Economics and several years in the real sector, he started his career in banking at Raiffeisen Bank a.d. Belgrade, where he was in charge of dealing with micro enterprises and entrepreneurs, from the very beginning of the development of this segment of business, as Head of Micro Sales Department (Head of Micro Sales Department).

In the last 6 years he has been employed by VTB Banka a.d. Belgrade as head of the Department of Small and Medium Enterprises (Head of SME Department).

Considering the expertise in the sale of banking products to legal entities, he participated in several projects and held a large number of internal training programs on improving the efficiency of sales and sales skills in working with this segment of clients.